INSURANCE SOLUTIONS

As insurance broker we play a central role in the distribution of insurance product on the market. We use our in-depth knowledge of risks and the insurance market to find and arrange suitable insurance policies and arrange cover for our clients. We carry out activity of initiating, suggestions, negotiations and preparation activity for insurance contracts to be concluded, as well as assistance in exercising the rights you have under insurance contracts, especially helping and simplifying claim process filed with the insurance company.

We advise our clients on products from a wide range of insurance companies or on products offered only by some insurance companies (such as health insurance or credit insurance). For this purpose, we conduct an impartial and sufficiently comprehensive analysis of insurance products available on the market for each client, along with the written well founded relevant advice explanation.

In more detail, our service include among other acitivties:

  1. gather information from our clients, assessing their insurance needs and risk profile;
  2. analyse current insurance coverage and advise on improvements
  3. research insurance companies’ policies and negotiate with underwriters to find the most suitable insurance at the best premiums;
  4. ensure that clients understand the terms and the extent of the cover provided in line with industry regulations;
  5. analyse for possible gap in insurance coverage and that issued policy is in accordance with client requirements and previous negotiations with insurers
  6. foresee clients’ insurance needs, such as policy renewals or amendments;
  7. advise clients on whether and when they need to make a claim on their policies;
  8. arrange specialised types of insurance cover in complex cases which may involve preparing reports for insurance underwriters and surveyors and negotiating with insurers;
  9. advise clients on risk management and help to devise new ways to mitigate risks, for example, by adding security measures such as fencing, surveillance cameras or lighting to commercial properties to reduce the likelihood of a break-in;
  10. keep detailed records and complete administrative tasks such as paperwork and correspondence;
  11. keep up with changes in the insurance market and in clients’ industries;

NON-LIFE INSURANCE CLASSES

  1. Property insurance (standard and All Risk) & Construction (CAR/EAR)
  2. Liability insurance & Professional indemnity
  3. Motor Own damage + Motor Third Party Liability (MTPL)
  4. Accident insurance
  5. Marine Hull & Liability
  6. Cargo & Specie (like Cash in transit)
  7. Travel insurance